It is definitely the era of digital transactions, and you can see numerous digital payment applications have been launched around the globe. Although, it is in our hands which one to choose.
We all love our money. We keep it under security and use it precisely; in this time of inflation. So the question comes; Which one is the most reliable and secure payment system?
Obviously, for this, we choose brands in vogue or established brands. Therefore, I will share with you some details about Google Pay App and how to use Google Pay at ATM(s).
How does Google Pay operate?
Google Pay is one of the reliable digital payment apps. It can integrate with various services; that you might be looking for in such an application. With the help of this application, you can do ACH.
ACH is an electronic payment transfer created between banks and credit unions. It is called the Automated Clearing House network.
ACH has been used or operated for all sorts of payment transfers & transactions. It includes direct deposit of paychecks and monthly debits for routine payments.
You only need to set up an account and link it to a bank that accepts Google pay. For contactless payments and in-app purchases, Google Pay is now in-use in 29 countries or more. But it has not fully unleashed its potential in many countries.
Before letting you know how to use Google Pay at ATM(s), I would like to explain how to use Google Pay.
How to use Google Pay?
If you wish for contactless payments with Google Pay, all you need to do is; follow a few steps on your smartphone.
Your Android phone will need some adjustments in settings:
- First, check if NFC is enabled or not.
- Make sure NFC (Near field communication) is enabled.
- Your Android version should be Lollipop (5.0) or more advanced than it.
- Check if your card supports contactless payments. Suppose your device enables NFC payments and your card is supported, but you can’t operate contactless payments. You have to contact your bank.
- Your device should be Play Protect authenticated.
- Check for a screen lock.
- You must check functioning card emulation credentials, as most devices with NFC should have HCE Capabilities.
- If your smartphone doesn’t own NFC, it can’t produce contactless payments.
How to use Google Pay at ATM?
Follow a few steps to do digital transactions by using Google Pay.
- Firstly, open Google Pay on your smartphone.
- Open the scanner in your Google Pay app.
- Seek a QR code on the ATM screen.
- Scan it with your Google Pay scanner.
- You can enter the amount you want to withdraw after the scanning is complete.
- Tap on the OK button to proceed further.
- You will be promoted to fill 4 to 6-digit PIN.
- After you have completed all the steps carefully, you will receive the withdrawal amount.
- Remember, there is a limitation for transactions in a day or month.
- For the transactions limitation bar, you can coordinate with your bank.
Few names of the ATM(s) that receive Google Pay
Google Pay allows you to Pay without using your wallet, Physical debit or credit card. Almost every cardless ATM allows Google Pay to complete transactions. These are the few names listed out of many:-
- Wells Fargo
- BBVA Compass
- American Express
- Barclays US
- Bank of America
- Chase Bank
- Green Dot
- US Bank
- Capital One
- Global ATM Locator (International compatible ATMs outside the United States)
- You can also locate Banks supporting Google Pay at the ATM through offline maps:
- You can download Google Maps
- You can also download Here Maps
- You should download Here Maps to SD cards
- You can download it on Windows 10 if it does not support the software of your phone
In the United States, more than 1500 ATMs have been remodelled lately; and the count is rapidly improving. The explanation is that drawing money from an ATM is leisurely and timely.
When it is the bank’s holidays, ATMs are available. Therefore, people value ATMs in comparison to banks. And Google Pay is such one App that can make it more convenient.
After obtaining the appropriate and brief information. I stand assured that you understand how to use Google Pay at ATM(s). But make sure that NFC is enabled in your smartphone.